Frequently Asked Questions

Q. How does your service work?

It’s simple – tell us what kind of financial advice you need and we’ll match you with a local advisor who specializes in that particular area. If you’re looking for help with estate planning, we might match you with a Registered Financial Consultant (RFC); if you’re interested in buying stocks and long-term care insurance, you’ll be matched with a dual licensed representative. Our no-obligation matching service is completely free of charge.

Q. I already have a 401k/savings account. Why should I speak with a financial advisor?

Whether you’re putting money into an employer-provided 401k, Roth IRA or savings account, getting an objective second opinion about your investments is always a good idea. Speak to a financial advisor about reducing your investment fees, diversifying your portfolio or compare current APRs from various financial institutions to see if there’s a better way to save or compound your returns.

Q. I’m new to investing and don’t know which service applies to me. What should I do?

Simply enter your ZIP code and then select “comprehensive financial planning” from the pull-down menu on our home page. You’ll be matched with an advisor who can answer your questions and help you create an investment strategy that meets your unique financial needs.

Q. I’m worried about outliving my savings after I retire. What advice can you offer me?

Retirement doesn’t necessarily mean your paychecks have to end. Investing in the energy extraction industry, real estate or annuities can generate monthly income for years or decades into the future. If you’re worried about budgeting for health care costs or unforeseen expenses down the road, select “retirement planning” from the drop-down menu on our home page to find an advisor who specializes in that area.

Q. I need help reducing my current debt/managing a household budget. Do I need a financial planner for that?

There are a surprising number of ways to reduce debt and maximize your budget without spending more money each month. After a thorough review of your personal finances, an advisor can help you identify unnecessary expenditures, consolidate loans, reduce interest rates and even refinance your home at a lower mortgage rate. The sooner you speak to someone, the more money you’ll save in the long run.

Q. My parents are getting older, and I want to make vsure they have a plan in place so I can step in if either one becomes incapacitated. How does that work?

This is commonly known as estate planning, and it covers everything from gaining access to your parents’ individual and shared accounts to legal issues and much, much more. From our home page, enter your ZIP code and choose “estate planning” from the drop-down menu. We’ll match you with an advisor in your area who can walk you through the entire process.